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Life Insurance
Guarantees family dreams and financial certainty when life's unforeseen risks occur, securing lasting wealth preservation.
Lorem Financial Group is a premier financial protection agency and business leadership network in Indonesia, directly affiliated with Ipsum Life Assurance.
We are a team of financial protection professionals and entrepreneurs built to safeguard families and build businesses with Ipsum Life.
Our Work
What we do
Explore
02
Health Insurance
Comprehensive medical protection with private rooms, cashless hospital access across Indonesia and worldwide.
03
Investment & Pension
Combines insurance security with strategic capital allocation across managed funds to prepare university funds and dignified retirement.
04
Ipsum Sharia Life
Protection and legacy planning rooted in mutual assistance (Ta'awun) and Sharia principles, overseen by the National Sharia Board and OJK.
Official Affiliation
Career & Leadership
Digital Ecosystem
Sharia Principles
Direct Partnership with Ipsum Life Assurance
Industry Bottleneck
Families frequently face fragmented policies, uncertain claims solvency, and lack of continuous lifelong advisory when navigating medical and life protection.
Lorem Platform Solution
Direct strategic alliance with Ipsum Life Assurance, backed by robust Risk-Based Capital (RBC) far exceeding regulatory thresholds, guaranteed claim delivery, and dedicated family planners.
Sales Management Trainee (SMT) Program
Career Bottleneck
Talented professionals often encounter rigid corporate hierarchies, capped income ceilings, and lack of entrepreneurial mentorship.
SMT Incubation Engine
Comprehensive executive coaching, official licensing curriculum, dedicated mentor pairing, and uncapped enterprise revenue-sharing models.
Lorem Access & Digital Claims Platform
Operational Bottleneck
Traditional insurance paperwork and manual claim reviews create delays and anxiety during critical medical emergencies.
Lorem Access 24/7 Ecosystem
Instant cashless admissions across thousands of top-tier hospitals worldwide, transparent digital tracking, and personalized advisory support.
Dedicated Sharia Life Entity Licensed by OJK
Market Demand
Modern families seek ethical, interest-free, and spiritually aligned financial safeguards backed by stringent regulatory compliance.
Authentic Ta'awun System
Segregated Tabarru' funds, complete transparency, certified free of riba and gharar, licensed by OJK and monitored by Sharia Supervisory Boards.
Impact & Scale
Proven Track Record
IDR 10T+
Total claims and protection benefits delivered to families.
100K+
Active policyholders and families secured nationwide.
30+
Agency hubs and strategic branches across major cities.
5,000+
Licensed financial advisors and agency business partners.